MORTGAGE DISCLAIMER

Effective Date: 02/01/2026

The information provided on this website, through our webinar, or via any communication from [Your Name / Company Name] is for educational purposes only.

1. No Financial or Legal Advice

• Nothing on this website or webinar should be considered financial, legal, or professional advice.

• Participation does not create a client relationship with [Your Name / Company Name] or any affiliated lender.

2. Rates, Terms, and Loan Programs

• Mortgage rates, programs, and requirements are subject to change without notice.

• Approval for a mortgage depends on individual qualifications, credit history, income, property, and other factors.

• We cannot guarantee loan approval, rates, or terms.

3. Educational Content Only

• The webinar and website content are designed to help first-time homebuyers understand the mortgage process.

• Examples, calculators, and tools are for illustrative purposes only.

4. Third-Party Services

• This website uses third-party services, including Zoom for webinars and email/text platforms for reminders.

• These services may collect or store information in accordance with their own privacy policies.

5. No Liability

• Mark is not responsible for any financial decisions, outcomes, or losses based on information provided through the webinar or website.

• You should consult a licensed mortgage professional or financial advisor for guidance specific to your situation.